Myers Insurance Agency, Inc. - Auto, Home, Motorcyle, Flood Insurance, Ft. Lauderdale, Boca Raton, Pompano Beach, Florida

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Myers Insurance Agency, Inc. - Homeowners Insurance, Ft. Lauderdale, Boca Raton, Pompano Beach, Florida When insuring your Florida home or property, the three most important things you should expect from your insurance company are competitive rates, friendly and skillful customer service and above all financial stability. At Myers Insurance, we are committed to all three. Our rates for home and property owners are among the lowest in the state and we offer a variety of policy options to fit your Florida home insurance needs. Protect your house and your possessions with homeowners insurance from Myers Insurance. For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, or home insurance, means buying protection for your home both inside and out.

If you already know what kind of home insurance policy you need, get a homeowners insurance quote today.

What is homeowners insurance?
Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment. Homeowners insurance also protects you if you're legally liable for someone's injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.

Different companies offer different homeowners insurance coverages, so choosing the right policy means finding the right mix of coverages to meet your needs.

Generally, a standard homeowners insurance policy protects the following:
• The physical structure of your home
• Structures on your property (storage sheds, pools, boathouses, etc.)
• Your personal property and belongings inside your home, up to specified limits
• Your liability or legal responsibility for any injuries and property damage you or your family members
   cause to other people
• Injuries to your household pets while inside your home
• Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in
   your home.

Often, for an additional fee, you can select optional homeowners insurance coverages, including:
• Higher limits of liability for property damage or bodily injury
• Replacement cost for personal property
• Protection for valuables (jewelry, watches, fur, etc.)
• Additional coverage for electronics or computer equipment.

To make shopping for the right homeowners insurance policy easier, take an inventory of what you own to decide what level of coverage makes you comfortable. Once you know your coverage level, get a homeowners insurance quote and choose the policy that's right for you.

What about townhouses?
If you own a townhouse, you can insure it with a homeowners insurance policy or an association master policy, depending on your situation. Some townhouse associations have master policies, in which case you should purchase a tenant homeowners insurance policy to insure your personal property. Other townhouse associations do not have master policies, which is when you should purchase a homeowners insurance policy for your unit. Check with your association to determine which type of policy you should purchase for your townhouse.


What is condo insurance?
When you own a condominium, you — not your condo association — are responsible for what's inside your condo. That's why having a personal condo insurance policy is important.

Condo associations have master policies that cover the property, common areas and physical structure of your building. However, these master policies do not cover your personal property or your legal responsibility to others, and they may not cover improvements or customizations to your unit.

That's where condo insurance comes in.

As you get condo insurance quotes while shopping for a condo insurance policy, you'll typically select from available coverages, such as:
• Personal property
• Replacement value of your primary dwelling and specified permanent attachments, up to a specific
• Bodily injury if someone is hurt on your property
• Liability for property damage
• Damage protection from dangers, such as fire, plumbing freezes, vandalism, glass breakage, etc.

A basic condo insurance policy will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, etc. Most condominium by-laws or trust agreements state that the condo owner owns or is responsible for everything within the unit, including permanently attached fixtures and improvements.

With condo insurance, sometimes called an HO6 policy, damage to improvements, additions and alterations of your unit are covered. Your condo insurance policy also covers your belongings and the structural parts of the building that you own.

Before you shop for condo insurance, take an inventory of what you own to decide what level of coverage makes you comfortable.

Ready to take the first step toward obtaining condo insurance? Get condo insurance quotes through Myers Insurance today by clicking here.


Protect your apartment or rental house and your possessions with renters insurance from Myers Insurance. Renters insurance covers damages to your possessions when you rent rather than own your home. If you already know what kind of renters insurance policy you need, get a renters insurance quote today by clicking here.

What is Renters Insurance?
If you rent your home, having insurance protection for yourself and your possessions is still important. Similar to home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances your landlord’s policy doesn't cover.

Renters insurance typically provides coverage, up to the limits you select, for specified items and situations, including:
• Personal property (furniture, electronics, computer equipment, clothing, etc.)
• Personal liability if someone is hurt, whether in your home or away from it
• Damage to your apartment or home caused by a covered loss

Imagine going to dinner or a special family get-together, and when you return home, you're greeted by the flashing lights of police cars and fire trucks. Building fires and damage can happen anytime, anywhere, but with proper renters insurance, your personal property inside your apartment will generally be covered if it’s affected by any of the following:
• Fire
• Smoke damage
• Theft
• Collapse of the building due to weather
• Water leakage or overflow
• Freezing of plumbing, air conditioning and more

Renters insurance will protect you from incidents that occur while you're at home, too, such as a toaster catching on fire or a friend slipping and falling while visiting you. Renters insurance provides coverage for your own items, and it provides coverage for other people's injuries or damages in situations for which you're liable, as well.

You can't rely on your landlord's insurance to cover your valuables. Landlord insurance only covers the building structure and not your personal property.

Renters insurance, sometimes referred to as an HO4 policy, can provide the financial protection you need in case your possessions are destroyed or stolen, as well as liability protection if someone is hurt in your dwelling.

Before you shop for renters insurance, take an inventory of what you own to decide what level of coverage makes you comfortable. Then, get a renters insurance quote and choose the policy that's right for you by clicking here.

Our “A” rated carriers, certified underwriters, claims adjusters, and highly trained customer service representatives means all of your requests will be addressed by qualified and friendly professionals. Start here!

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Myers Insurance Agency, Inc. has been serving the entire state of Florida and our surrounding cities including Pompano Beach, Margate, Lighthouse Point, Deerfield Beach, Boca Raton, Fort Lauderdale and Coconut Creek since 1981. We offer Automobile, Commercial Auto, Motorcycle, Marine, Personal Watercraft, Recreational Vehicle, Health/Dental/Vision, Life, Homeowners, Business Liability and SR22/DUI/FR44 insurance. We are available in our office Monday thru Friday from 9am. to 5 pm., Saturday from 9am. to 4pm. and Sunday by appointment. Please stop in or call us at 954.784.9029.

DISCLAIMER: Your insurance policy, and not the information contained on this website, forms the contract between you and your insurance company. The policy contains limits, exclusions and limitations that are not detailed on this website. If there is a discrepancy between information contained herin and your policy, your policy takes precedence. There is no intentionally misleading information contained in this website, however, Myers Insurance Agency, Inc. takes no responsibility for errors. We will endeavor to correct or clarify any incorrect information.

PRIVACY STATEMENT: Myers Insurance Agency, Inc. does not sell, trade or rent your personal information to outside companies. Any information you provide is held strictly confidential and is used only for the handling of your business with and through Myers Insurance Agency, Inc.


Myers Insurance Agency, Inc.
703 S. Federal Highway
Pompano Beach, Fl.   33062